Reconciliation across the retail payments ecosystem.
SmartRECON supports a broad range of banking and payment reconciliation requirements—from cards and instant payments to gateways, utilities and merchant settlement.
Adaptable to the flows your bank needs to control.
ATM, BNA & POS
Reconciliation across channel, switch, core banking and settlement data.
Cards
Issuing and acquiring reconciliation for prepaid, debit and credit-card flows.
Digital Payments
UPI, IMPS, AEPS and wallet transaction reconciliation.
Account Payments
NEFT, RTGS and associated transaction and settlement comparisons.
SWIFT
Reconciliation and control across relevant international payment messages and records.
Gateways & Ecommerce
Payment gateway and ecommerce transaction and settlement reconciliation.
BBPS & FASTag
Utility, bill-payment and toll-payment ecosystem reconciliation.
Merchant Settlement
Operational visibility and reconciliation across merchant settlement flows.
More than transaction matching.
NETZ helps banks structure reconciliation around the complete operational outcome—from ingestion and matching through exceptions, disputes, settlements, reporting and audit evidence.
Reconciliation configuration
Define sources, matching logic, tolerances, cycles and output requirements.
Operational workflow alignment
Map exception categories, ownership, investigation and resolution steps.
Reporting and control views
Organise operational, management and audit-oriented information.
Application support
Support SmartRECON while working within customer-controlled infrastructure and access processes.
One recon hub, configured for multiple payment flows.
Which channels and settlement flows do you need to reconcile?
NETZ can help map your sources, operational challenges and expected outcomes.
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