Solutions

Reconciliation across the retail payments ecosystem.

SmartRECON supports a broad range of banking and payment reconciliation requirements—from cards and instant payments to gateways, utilities and merchant settlement.

Channel Coverage

Adaptable to the flows your bank needs to control.

01

ATM, BNA & POS

Reconciliation across channel, switch, core banking and settlement data.

02

Cards

Issuing and acquiring reconciliation for prepaid, debit and credit-card flows.

03

Digital Payments

UPI, IMPS, AEPS and wallet transaction reconciliation.

04

Account Payments

NEFT, RTGS and associated transaction and settlement comparisons.

05

SWIFT

Reconciliation and control across relevant international payment messages and records.

06

Gateways & Ecommerce

Payment gateway and ecommerce transaction and settlement reconciliation.

07

BBPS & FASTag

Utility, bill-payment and toll-payment ecosystem reconciliation.

08

Merchant Settlement

Operational visibility and reconciliation across merchant settlement flows.

Operational Scope

More than transaction matching.

NETZ helps banks structure reconciliation around the complete operational outcome—from ingestion and matching through exceptions, disputes, settlements, reporting and audit evidence.

Reconciliation configuration

Define sources, matching logic, tolerances, cycles and output requirements.

Operational workflow alignment

Map exception categories, ownership, investigation and resolution steps.

Reporting and control views

Organise operational, management and audit-oriented information.

Application support

Support SmartRECON while working within customer-controlled infrastructure and access processes.

A Unified Approach

One recon hub, configured for multiple payment flows.

Multi-sourceBring together channel, switch, core, network and settlement data.
MultiwayCompare more than two participating sources where the flow requires it.
Cycle-wiseProcess reconciliations in line with operational and settlement schedules.
Discuss Your Environment

Which channels and settlement flows do you need to reconcile?

NETZ can help map your sources, operational challenges and expected outcomes.

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